By accepting and using this website, provided by yaelcardwell.com hereby referred to as 'the provider'  you agree that you have read, understood, and agree to the following Terms and Conditions of Use (“Terms”) by the provider.

 

Intellectual Property

 

This website includes materials protected by intellectual property laws, including without limitation written text, logos, photos, videos, music, art, designs and/or graphics.

 

You may view, download, print, email and use materials from this website for personal, noncommercial purposes only. Any reproduction or unauthorized use of any materials found on this website shall constitute infringement.

 

DISCLAIMERS

 

This website provides information only, and does not provide any financial, legal, medical or psychological services or advice. You are responsible for your own financial, legal, physical, mental and emotional well-being, decisions, choices, actions and results. the provider, disclaims any liability for your reliance on any opinions or advice contained in this website.

 

This website is not intended to be a substitute for professional financial advice that can be provided by your own accountant, lawyer, financial advisor, or medical professional. You should consult with a professional if you have specific questions about your own unique situation.

 

IMPORTANT EARNINGS DISCLAIMER - NO GUARANTEE OF RESULTS OR EARNINGS

 

You agree that the provider, has not made and does not make any specific representations about the earnings or results you may receive. the provider cannot and does not guarantee that you will achieve any particular result or earnings from your use of this website and materials, and you understand that results and earnings differ for each individual.

 

Your results may vary, and will be based on your individual capacity, financial experience, expertise, and level of desire. There are no guarantees concerning the level of success you may experience. There is no assurance that examples of past earnings and financial results can be duplicated in the future.

 

Links to Third-Party Products, Services, or Sites

 

Any links to third-party products, services, or sites are subject to separate terms and conditions. the provider is not responsible for or liable for any content on or actions taken by such third-party company or website. Although the provider may recommend third-party sites, products or services, it is your responsibility to fully research such third parties before entering into any transaction or relationship with them.

 

No Warranty

 

THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON AND IN THIS WEBSITE ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, THE PROVIDER DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE PROVIDER DOES NOT WARRANT THAT THIS WEBSITE OR ANY OF ITS FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THIS WEBSITE OR THE SERVERS THAT MAKE IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

 

THE PROVIDER SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THIS SPREADSHEET, INCLUDING ITS MATERIALS, PRODUCTS OR SERVICES, OR THIRD-PARTY MATERIALS, PRODUCTS OR SERVICES MADE AVAILABLE THROUGH THIS WEBSITE.

 

Jurisdiction

 

These Terms shall be governed by and construed in accordance with the laws of the State of California, without giving effect to its conflict of laws principles. The nearest state and federal court to Santa Ana, CA shall have exclusive jurisdiction over any case or controversy arising from or relating to this website, including but not limited to the Privacy Policy or these Terms. By using this spreadsheet, you hereby submit to the exclusive jurisdiction and venue of these courts and consent irrevocably to personal jurisdiction in such courts and waive any defense of forum non conveniens.

 

Attorneys’ Fees

 

The prevailing party in any dispute between the parties arising out of or related to these Terms, whether resolved by negotiation, mediation, or litigation, shall be entitled to recover its attorneys’ fees and costs from the other party.

 

Severability

 

If any provision of these Terms is held invalid or unenforceable, the remainder of these Terms will remain in full force and the invalid or unenforceable provision will be replaced by a valid or enforceable provision.

 

Complete Understanding

 

These Terms supersede any prior communication, representations, or agreements between you and the provider and constitute the complete and final agreement related to your use of https://www.yaelcardwell.com, this spreadsheet, or any services provided by the provider.

 

Modification

 

The provider may change, modify or update these Terms at any time without notice. Any access or use of this website by you after the provider makes such changes shall constitute consent of such modifications. You agree to be bound to these Terms in effect as of the date of your use of www.yaelcardwell.com.